Jumbo Reverse Mortgage
Unlock Your Home’s Equity with a Jumbo Reverse Mortgage
Retirement should be a time to enjoy life on your terms. If you own a high-value home, a jumbo reverse mortgage could be the key to unlocking your home’s equity — opening the door to new possibilities and financial freedom.
At C2 Hawaii, we specialize in helping homeowners aged 62+ (or as early as 55 with some products) navigate their reverse mortgage options with care, expertise, and personalized solutions.
What Is a Jumbo Reverse Mortgage?
A jumbo reverse mortgage is a home loan that allows older homeowners to access a portion of their home equity in high-value properties. Repayment is deferred to a later date, giving you the freedom to pay as much or as little as you want each month — or even skip monthly payments entirely.*
You will still need to:
Maintain the home.
Pay homeowners insurance.
Cover property taxes.
*Terms apply.
Why Choose a Jumbo Reverse Mortgage Over a Traditional HECM?
A jumbo reverse mortgage offers several advantages for those with high-value homes:
Access More Equity
| Traditional HECM | Jumbo Reverse Mortgage |
|---|---|
| Maximum home value limit: $1,209,750 | No limit — access equity on homes valued in the millions. |
For example: If Harold owns a home worth $1.5 million, a traditional HECM would only allow him to borrow against $1,209,750. With a jumbo reverse mortgage, he could borrow against the full appraised value.
No Mortgage Insurance Premium (MIP)
Jumbo reverse mortgages often do not require mortgage insurance premiums (MIP), reducing overall loan costs. In contrast, a HECM requires both an initial and ongoing MIP.
Easier Condo Qualification
With a jumbo reverse mortgage, condos do not necessarily need FHA approval — making qualification more flexible.
Purchase a New Home
Did you know? A jumbo reverse mortgage can also help you finance the purchase of a new home.
Frequently Asked Questions
How do you qualify for a jumbo reverse mortgage?
Jumbo reverse mortgages are designed for older homeowners with high-value homes. Connect with a C2 Financial Financial Corporation to find out if you qualify.
What are the interest rates?
Rates vary by lender and product type (fixed or variable). While they tend to be higher than traditional reverse mortgages, jumbo loans don’t require MIP. Contact us to explore today’s rates.
Who offers jumbo reverse mortgages?
Several lenders offer jumbo reverse mortgages, but at C2 Financial Corporation, we provide a full range of options tailored to your unique needs.
Discover how a jumbo reverse mortgage could make your retirement even more rewarding.
Get Started Today!
Take control of your financial future with a Reverse Mortgage. Contact us today for a FREE, no-obligation consultation and see how much you can qualify for.
📞 Call us at (808) 517-6416
📩 Request a free Reverse Mortgage Guide – elias@c2hawaii.com
Your home has been your greatest asset—now let it work for you!